What is a good high deductible health care plan? Any experience with Celtic?

Not all companies write in all states. It DOES vary. You'll be best off contacting a LOCAL AGENT who's familiar with the market in your area.

It may vary from State to State. I have Oxford for past 2 years (in NY) and have never had a problem..

The local Blue Cross Blue Shield in your state will offer an individual/family high-deductible HSA, (Health Savings Account,) qualified plan. Simply locate their website in a search including your state. They may also offer a, "Basic," plan which includes coverage for doctor visits, medication, urgent care, and physicals with a low co-pay, no deductible. The HSA is the smart way to go in my opinion, but to each his own as they say.

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