Nursing Home & Medicaid?

My mom (age 62) has no income at all (has been living with her boyfriend for 10 yrs. She had a heart attack and has other medical problems and has to go to a nursing home. Dr. gave her less than 6 months to live. Social worker said she would qualify for Medicaid since she has no income. She is 62 so she can collect a little bit of social security but will the nursing home take all of it? She did work for a few years and can collect a very small pension (reduced benefits since she will be collecting early). Will they take that too? She has no insurance (health nor life insurance). She would like to start collecting the SSI & pension so us kids won't get stuck paying funeral costs out of pocket.

Not sure if assisted living is what she needs - she cannot even get out of the chair and into bed on her own : (

The Nursing Home will take what Medicaid will pay.

But, the Nursing Home , unless it is an exceptional Nursing Home will treat her like a Medicaid patient.

paying the funeral cost should be the least of your problems right now as the child of a sick parent.

Contact a local Methodist Church in your area or hers and see what funds are there for Assisted Living. Methodist Church's all over the United States set funds aside for the needy, just like her. With Assisted Living she will be cared for much better than if she were out in a Nursing Home.

Here is hoping you live close enough to her that if you do resort to putting her in a Nursing Home you can visit very often to make sure she is getting the care and medical attention she needs.

You should check with the state that you live in. In NY where I am, my grandparents both went into a nursing home and we dealt with the same issue. There was a big-to-do in regards to their estate (house/bank accounts/stocks) and my grandfather had to sign over everything to my uncle so the State wouldn't claim it. They had to be admitted to the home under the premise that they were "poor." Like I said, please consult the Bureau For The Aged (I believe thats what its called?) in your state to find out if your mom can do the same as my grandparents. Best of luck to you!

Does your area have an agency that deals with issues related to senior citizens? It may be called an "agency on aging" or something similar. If there is such an agency, they can help you with all of your questions. The social worker also should be able to either answer your questions or refer you to someone who can.