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How do I pay for college, bills, insurance, rent etc?!?


So... im all grown up now and have grown up bills, rent, ins., etc... I am working hard to balance college and working full time. I will be entering Nursing school soon and cannot work full time. How can I pay for this?? I imagine that I can obtain a loan for some or all of this but how do I tell creditors that I am waiting to get my student loan money back? Im assuming that money would go to the school first then I would have to wait a certain amount of time. Sounds like gambling to me.. Has anyone done this?

Here's how I did it. I had two types of loans in college. One was a "signature loan" for my tuition, room and board, etc. The other type was a "private loan" which I was allowed to use at my discretion (food, books, and later down the line, rent.). I had to get my parents to cosign on the loans because I didn't have any credit history, and you might have to do that too. Of course you have to pay the loans back, but there is a grace period following your graduation before you have to start paying them back.

I know working full time and going to school is difficult. I did it too. But if you know that you aren't going to be able to work full time, now is the time to start saving and learning how to make a budget and all that fun stuff. Even if you can only save $20 from each check, at least that's something. I would also suggest doing a lot of research and finding the job that you have the time for that will pay you the most. For example, working in an office part time, or being a bartender. Not that I'm advocating bars, but they can make a lot of money. Many bartenders are college students.

I have found that most things you do during or following college are a little bit of a gamble. But hey, don't worry. It will work out. Eat ramen noodles and sit on inflatable furniture for a couple of years. You'll get through it and laugh about it someday when you're a registered nurse. ;)

Best of luck.

Yup. You have to decrease your bills that aren't college related. Make sure you can meet your rent and utilities off what you make part time - even if it means living in a dive. It's not forever, and landlords and utilities don't care if you have money coming in later. They want it now.

As far as food and transport go - many a college student has lived off of ramen noodles, including me. Your car won't get repo'd for the first missed payment either. You just learn to juggle it all.

hhloanns.com

federal loan with 5 apr... That is how I did it

private loan
budgeting

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