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I am a single mother and I am in $6,000 IN DEBT PLUS i HAVE A $400 CAR PAYMENT AND GO TO NURSING SCHOOL?


wHAT do I do should I just drop out of school or what and get a crappy job again and put my dreams aside forever?

Could you contact a debt consolidator or couselor? You can use student loans to pay off the debt and then its deffered until you graduate. Get with a debt couselor and a finacial aid counselor before you drop out.

go get social services assistance don't be proud ,your family pays taxes into it--don't they?

you'll always have debt....accept that.

do what you need to pay the min right now

But if you have child that requires a bright future don't your education on hold, it will be 100x harder to start back up in the future.

Stick with it, believe me I know how hard it can be.

Good luck!

Car payment sounds a lot, is it an expensive car, why dont you sell it and get a cheaper one, might help, dont give up on your dreams.

If it makes you feel better, im a single father that is about 10K in debt with a 489 car payment (and insurance, rent, food, health insurance... the whole lot) I live paycheck to paycheck. I stay at the same place to build experience on my resume since that is the only thing holding my career back. Sometimes you gotta struggle through hardships to come out on top. Keep your head up, im sure deep down you are strong enough to overcome this rough patch.

student loans! that is how i did it 13 years ago. almost done paying them off now. there are lots to choose from. go to your schools finantial aid office and ask about them. another option would be the military. they might give you a monthly payment and pay for school for a certain amount of service after you graduate. any of the armed forces recruiters could help you wiht that. hope it works out!

apply for jobs in nursing.there are many places that still accept a nurse! even if they didnt get a degree and what not!!!!hurry apply

you need to figure out why you have so much debt and why you need a 400 dollar car payment, otherwise dropping out and putting you dreams aside forever will be a waste of time and money.

how about getting on a budget, pay down your bills, stop over spending and finish school.

My mother was a single mom who took care of two children (one adopted). She got her Master's in Nursing going FT while working FT at the hospital.

If you are having financial difficulties then get student loans and sell your car (getting a cheaper vehicle). It will pay off for you if you just continue to work hard. It takes a LOT of work so be prepared. You will make it if you truly believe in yourself. My mother is a prime example. Even the harshest winter is followed by the warmth of spring. Look forward to the spring.

Earned Income Tax Credit. If you've worked for the past year, it should help substantially. Don't blow that money use it wisely to reduce some debt and try to reduce some payments by restructuring.

How long have you had that $400 a month car payment? Have you considered refinancing it? This could make the payment longer but it would help save money monthly.

This $6,000 in debt. Is it credit cards? Put them in the freezer! Contact them and see if there's any way you can reduce the interest rate and monthly payments on them.

Public assistance is a great opportunity as well. Speak first with your financial aid officer at school. Try to see what programs are available to help you first. Speak also with social services(You're going to pay taxes forever and so am I. If it's something you qualify for and are not using it, you're defeating the purpose of it being there)

There are also private student loan options(last resort) which will help provide money for tuition, books, room and board.

I don't know what type of nursing your going for but generally speaking, there are a number of jobs that will pay you to go to school in nursing, seek one out. CNA will be the easiest to find but I have seen some for LPN and RN.

Do not drop out of school. It may be hard now, but think of how hard it will be in 5 years if you do and you're working a crappy job making $8 an hour and a gallon of gas costs $8.

Last words of advice, Do not even consider a credit card consolidation place or a payday advance place for anything. Too many people make these mistakes and are getting taken advantage of. (I think I'm just going to make that my signature for now on :-) )

Oh and Good Luck and early congratulations on your graduation.

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