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Anyone know a great HSA policy for traveling nurses?


We sign 13 wk contracts and can be employed through several companies and work in different States through the year.
Would like a policy that the agencies (companies)can pay premium directly to. Would help me avoid additional tax.
Thanks!

Your question is unclear. It sounds like you want each separate agency to pay the premium during the time of the 13 week contract. If so that could turn into a logistical nightmare. The only way you could do that is to set up your premium payments quarterly and make sure that the first premium is due at the beginning of a 13 week contract (most premiums are due by the first of the month). Then, one month before the next premium is due you will need to contact the insurance company and change your billing to send the bill to the agency that you'll be working for during the next quarter.

Are you also going to have the agency fund the HSA account? You'll want to make sure that the insurance company will accept the HSA payment at the same time as the premium payment. There are several companies that will do this.

You'll also want to make sure that the company has a nationwide network. Most companies are not in every state so that will narrow down your choices.

You should visit a local independent agent. This person knows the market in your area and can find any company that will meet your qualifications. The plans and premium is the same whether you use the agent or buy directly from the company.

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